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A Year-Round Tax Planning Guide
A month-by-month framework for withholding, estimates, records, and year-end decisions.
By Chris Dykstra, EA8 min readLast reviewed July 2026
- Early year: organize records and identify major changes.
- Spring: correct withholding or estimated payments when needed.
- Midyear: project full-year income, deductions, credits, and payments.
- Fall: identify actions that must occur before year-end.
- Year-end: implement decisions and gather records before filing season.
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